Consumer Driven Health Plans
Page 4

•  It is a form of being Partially Self Funded

•  True Definition of Cost Shifting 

   – Shift costs of premium paid to insurance into Employer and 
      Employee savings to fund reimbursement and/or savings plans

   – Allows flexibility of plan design for HRA/HSA

   – Allows the Employer and Employee to understand the true costs
      of health care and become a consumer within the health care  
      market.

Table of Contents

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